Home Loan is offered to individuals who wish to purchase or construct a house. The property is mortgaged to the lender as a security till the repayment of the loan. The bank or financial institution will hold the title or deed to the property till the loan has been paid back with the interest due for it.
Documents Required for Home Loan
| Documents | Salaried | Self Employed Professional | Self Employed Non Professional |
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| Application form with photograph duly signed |  |
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| Identity, residence and age proof | |
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| Last 12 months bank statements | |
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| Last 3 months Salary-slips | |
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| Processing fee cheque | |
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| Form 16 / Income Tax Returns | |
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| Proof of business existence | |
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| Business profile | |
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| Education qualification certificate and proof of business existence | |
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| Last 3 years Income Tax Returns with computation of Income | |
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| Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account | |
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