Unsecured loans (called signature loans) are advanced on the basis of the borrower’s credit-history and ability to repay the loan from personal income. Repayment is usually through fixed amount installments over a fixed term. Also called consumer loan.
DOCUMENTS REQUIRED FOR PERSONAL LOAN
Documents | Self Employed | Salaried |
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Proof of Identity:- Passport / Driving License / Voters ID / PAN Card/Adhaar Card/ Office ID Card (any one) |
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Proof of Residence:- Adhaar Card, Voter ID CARD, Leave and License Agreement / Utility Bill (not more than 3 months old) / Passport (any one). |
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Latest 6 months Bank Statement (where salary/income is credited). |
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Salary slips for last 3 months |
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2 Passport Size photographs. |
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ITR WITH COMPUTATION*3YRS |
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FORM-16 PART-A & PART-B |
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STATEMENT OF ALL LOAN TRACKS SHOWING IN CIBIL |
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Appointment Letter |
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Income proof (audited financials for the last two years) |
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Office address proof |
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Proof of office ownership. |
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Proof of continuity of business. |
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